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Business Insurance

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Business insurance is important for any business. Every business owner needs the peace of mind that comes from knowing you're protected.

The Mike Arnold Agency offers the ability to customize commercial policies to fit the unique needs of your business. The local insurance agents at the Mike Arnold Insurance Agency can help you feel confident that you, your employees, your customers, and your property in Central Virginia, are all covered. No matter the insurance need, your agent can guide you through available coverage options, including the following:

General liability
Insurance designed to protect business owners and operators from a wide variety of liability exposures. Exposures could include liability arising from accidents resulting from the insured's premises or operations, products sold by the insured, operations completed by the insured, and contractual liability.


An insurance policy for businesses and other organizations that insures against damage to their buildings and contents due to a covered cause of loss, such as a fire.


Business auto
Coverage for motor vehicles, other than those in the garage business, engaged in commerce. Coverage can include: Auto Liability, Medical Expense, Uninsured Motorist and/or Underinsured Motorists (UM/UIM), Specified Causes of Loss, Comprehensive, and Collision.
A form of debt security, whereby the debt holder has a creditor stake in the company. Obligations issued by business units, governmental units, and certain nonprofit units having a fixed schedule for one or more future payments of money; includes commercial paper, negotiable certificates of deposit, repurchase agreements, and equipment trust certificates.


Worker’s compensation
Insurance that covers an employer's liability for injuries, disability or death to persons in their employment, without regard to fault, as prescribed by state or federal workers' compensation laws and other statutes.


Inland Marine
Inland marine insurance is a great tool for insuring property that does not fit into a standard "fixed location" policy. It generally provides all risk coverage and follows the insured property wherever it goes. Examples include: large machinery, bailee coverage, etc.

We have you covered.

You've have worked hard to build your company.
Let the Mike Arnold Insurance Agency work hard to help protect it.

Contact the Mike Arnold Insurance Agency

at (434) 295-2692 in Charlottesville or (540) 672-3605 in Orange, today to find the best business insurance for your Central Virginia company.