looking for clear & simple

life insurance?

car insurance

our company is recommended by 98%
of our clients

business insurance

when you feel confident about
the future you can carve more
fun out of the present


image001 (1)


The Mike Arnold Agency, Inc. requires all of our staff to possess an insurance license. This requirement ensures you will receive accurate, timely information from a licensed professional. All of our agents possess both a personal (home and auto) and commercial lines license. We employ agents licensed in life insurance who are also Registered Representatives for securities business, as well as agents specializing in commercial insurance.

the best of professionals

Mike Arnold

Mike Arnold

With over 35 years of experience in the agency, you are guaranteed to get the professionalism that you deserve. Mike has over 16 years experience in the insurance industry and He has owned the Agency since 2003. Originally from Hampton, VA, Mike and with his wife call Lake Monticello home and are the proud parents of four adult children. Mike enjoys umpiring high school baseball through the Central Virginia Baseball Umpires Association, volunteering through the Fluvanna Rotary group, and working with Fluvanna County High School on their driver safety program. He formerly officiated high school football and basketball games. From his service in the Marine Corps, he is now a proud member of the American Legion.

Kristen Duncan

Kristen has been with the agency since May 2010 and specializes in personal lines insurance. She is a native of Orange and currently resides there with her fiancé, two dogs, and two cats. Along with hiking and photography, Kristen also enjoys spending time with her family.

Gregg John

Gregg has been a licensed agent since 2006 and with the Agency since October 2010. He is an associate agent specializing in life insurance and financial products. He moved to Charlottesville to attend grad school in 2001 and, after falling in love with the area, decided to make it home. He currently lives at Lake Monticello with his wife and their dog. Gregg enjoys cooking, camping, and woodworking. He is also an umpire with the Central Virginia Baseball Umpires Association.

The Mike Arnold Agency does not provide tax or legal advice. The information, herein, is not investment or securities advice and does not constitute an offer. Guarantees and protections are subject to the claims paying ability of the issuing insurance company.